123bdt Withdrawal Guide: Cash Out to bKash or Nagad
Read this once and you can move a balance out of your account without waiting on support: the request steps, the ৳400 floor, the daily ceiling, the transfer times, and the one-time ID review that runs before your very first payout.
What to sort out before you request a cash out
A payout on 123bdt is closer to a bank transfer than to a shop refund. You start it from your own account, it goes to a wallet in your own name, and it is checked once before it leaves. Three things decide whether the request goes through on the first try: the name on the wallet, the state of your balance, and whether the one-time ID review has been finished.
The floor for a cash out is ৳400, the same figure as the minimum deposit, so small top-ups do not create a pile of tiny payouts. The entry tier allows up to ৳230,000 in a single day. That ceiling is not fixed for life: it climbs with your monthly turnover, reaching ৳910,000 at Gold and ৳7,200,000 at Diamond.
Money sitting inside an unfinished bonus is not yours to send yet. If you took the first deposit offer, part of the balance is bonus funds until the turnover requirement is met, and the cashier will show the remaining progress in plain numbers before you press submit.
Wallet name matters most. A bKash, Nagad, Rocket or Upay number registered to a relative, a shopkeeper or a friend cannot receive your payout. Requests to a third-party wallet are sent back, and the balance returns to your account only after the mismatch is cleared.
How to withdraw from 123bdt step by step
Open your account-
Open the cashier and pick Withdraw
Sign in and tap the wallet icon, then Withdraw. On the app the button sits at the bottom of the wallet screen. In a browser it lives in the top bar, beside Deposit.
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Choose the wallet you paid in with
bKash, Nagad, Rocket or Upay. Paying in and cashing out through the same number keeps the trail clean and removes one reason for a review flag.
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Type an amount above ৳400
The field shows how much of today's ceiling is still open before you commit. A request larger than the remaining room is trimmed or refused, so check the figure first.
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Read the wallet number in full
The full number appears on the confirmation screen. Check the last four digits out loud. A payout sent to a wrong number cannot be pulled back, because the money leaves our side and lands in a stranger's wallet.
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Submit and watch the status
Most requests settle in about 3 minutes. Your first one can sit longer while the ID review is open. Status changes appear in the transaction history, so there is no need to message support twice.
Pick a wallet and see how fast the money lands
Each route below uses the same request screen; only the wallet app on your phone changes. The times are the usual case on a normal day, measured from the moment the operator confirms the request, not from the second you tap submit.
| Method | Minimum deposit | Deposit lands | Payout lands | Charge added by us |
|---|---|---|---|---|
| bKash | ৳400 | 5 min | 3 min | None |
| Nagad | ৳400 | 5 min | 3 min | None |
| Rocket | ৳400 | 5 min | 3 min | None |
| Upay | ৳400 | 5 min | 3 min | None |
Wallet operators set their own cash-out charges on top of the amount you receive. That fee belongs to the operator, is shown inside their app, and never appears on your 123bdt statement. If a route is slower than usual, the cause is nearly always a queue on the operator side, not a hold on your account.
Limits, review time and fees in one table
Keep this table open on a second screen while you fill the request form. Every figure below is the live setting for accounts on the entry tier; higher tiers only change the daily ceiling.
| Item | Figure | What it means for you |
|---|---|---|
| Minimum withdrawal | ৳400 | Anything below this stays in the balance. |
| Maximum daily withdrawal | ৳230,000 | The cap resets each day at midnight, Bangladesh time. |
| Payout arrival | 3 min | Typical wait after the request is accepted. |
| Deposit arrival | 5 min | Useful when you need to rebuild a balance before cashing out. |
| First payout review | 6 hours | Longer window that applies only to the first request on an account. |
| ID review | 12 hours | Time allowed to read the documents you upload. |
| Bonus turnover | 8x | How many times bonus funds must be played before they can leave. |
| Charge on a payout | None | We add nothing. Your wallet may deduct its own fee. |
Planning a big number? Send it in the morning rather than late at night. A request near the daily ceiling may need a second look, and that look is easier to finish while the team is fully staffed.
Your first cash out and the ID review
The review happens once, before your first withdrawal, and never again unless the details on the account change. Its purpose is simple: confirm that the person asking for the money is the person who owns the wallet. After it clears, later requests skip the queue.
Send one document from the list below. A clear photo taken with the phone camera is enough; a scan is not required, and a screenshot of a photocopy is not accepted because the fine print goes fuzzy.
- National ID Card (NID)
- Passport
- Driving Licence
Uploading the document
Open the profile menu, choose the document section, and pick the type you are sending. Photograph both sides flat on a table in daylight. The four corners must sit inside the frame, the text has to be readable at normal size, and no finger or lamp glare should cover the photo or the number. A colour image is required; black and white copies are rejected.
Once uploaded, the file sits in a queue for up to 12 hours. Most clear far sooner. You will see the status turn to approved in the same screen, and the pending payout then moves on its own without a second request from you.
The photographs are stored for the review only. They are not shown on your profile, not shared with other players, and never requested again by chat staff. If anyone messages you asking for a password, a PIN or a one-time code to release a payout, treat it as a fake: our team has no reason to ask for those, and the request screen never needs them.
When a request is held or sent back
Nearly every held request comes from one of six causes, and five of them you can fix yourself in a couple of minutes. The status line in your history names the reason, so read it before opening a chat.
| What you see | Why it happens | What fixes it |
|---|---|---|
| Name mismatch | The wallet is registered to someone other than the account holder. | Switch to a wallet in your own name and send the request again. |
| Turnover not met | Bonus funds are still inside the 8x requirement. | Play through the remaining amount shown in the cashier, then request. |
| Above the daily cap | The request is larger than what is left of today's ceiling. | Lower the amount or wait for the reset at midnight. |
| Wrong digits | The number typed does not match the saved wallet. | Correct the field and resubmit; a paid request cannot be recalled. |
| Open bet | Part of the balance is staked on a market that has not settled. | Wait for the result, or cash out the bet if the market allows it. |
| Document unreadable | The photo is blurred, cropped or covered by glare. | Retake it flat in daylight and upload again in the same screen. |
If none of the six fits, open live chat with the request number and one screenshot of the status. Support works around the clock, so a request sent at two in the morning gets an answer at two in the morning. Do not send the same request five times; duplicates slow the queue on your own account.
Bonus wagering that keeps your balance locked
See bonus termsA welcome offer is useful right up to the moment you want to cash out. The first deposit bonus adds 135% on top of your payment, up to ৳13,000, and that extra money carries an 8x turnover requirement before any of it can leave the account. The cashier shows the requirement in taka, not in percentages, so you always know the exact figure left to play.
Reload offers work the same way at 26%, and the daily cashback returns 1.7% of qualifying turnover with no turnover attached, which makes it the friendliest part of the balance to withdraw. If your plan is to cash out soon, take the cashback and skip the deposit bonus; if your plan is to play for a week, the bonus is worth the lock.
One point confuses people: withdrawing before finishing turnover does not delete the bonus. It simply sends the request back, and the balance stays whole. Nothing is lost, and the progress you built is kept.
Questions players send us about cash outs
How long does a 123bdt withdrawal take?
About 3 minutes for the wallet transfer once the request is accepted. The first request on a new account can run up to 6 hours, because the ID review has to clear before the money moves.
What is the smallest amount I can send out?
৳400. The same floor applies to deposits, so a small top-up and a small payout stay in step. Anything under ৳400 remains in your balance until you add to it.
Why is my daily limit lower than someone else's?
The cap grows with monthly turnover. The entry tier allows ৳230,000 a day, Silver allows ৳460,000, Gold allows ৳910,000, and the top tiers go higher still. Nothing needs to be applied for; the tier moves on its own as you play.
Do you charge a fee on payouts?
No. We add no charge of our own. A mobile wallet may deduct its cash-out fee inside its own app, and that amount is set by the operator, not by us.
Can I send winnings to a family member's bKash?
No. The wallet must be registered in the account holder's name, matching the ID you uploaded. This rule protects your balance if a phone is lost or a password leaks.
What happens if I typed the wrong number?
Before you submit, the screen shows the wallet number in full; read it twice. After the payout is released the money cannot be recalled. If the request is still pending, contact live chat right away with the request number.
Which document should I send for the review?
Any one of three: National ID Card, passport or driving licence. Send both sides of an NID, photograph it flat in daylight, and keep all four corners inside the frame. The review is allowed up to 12 hours.
Start with a wallet you already use every day
Open an account, add your bKash or Nagad number once, and every later cash out takes a few taps. The whole flow above is the same on the phone browser and in the app.
Already registered? Log in here. Playing on Android? The 123bdt app keeps the cashier one tap from the lobby.